soft limit error

While trying to change some things on my Z axis config to troubleshoot another problem (a problem I have an open thread on in the advanced config forum) I changed my Z axis settings to the config below. I know that I am missing something rediculously simple, so am pleading for a second set of eyes here to point out the obvious mistake
My Z axis home/limit (shared switch) is at the top of the travel. Positive is UP and negative is DOWN.
If my thinking is right, Zero should be 1/2" down from the switch activation at the top and the soft limits should be 0.1" above Zero (which is .4" below the limit switch) and 6" down from Zero.
With this config, the axis homes just fine, and as soon as it finishes, it throws a "Soft limit exceeded" error and then if i try to manually jog either direction tells me either "Can't jog past min limit" or "Can't jog past max limit"
What am i missing?? (units are in inches) Thanks! -James

TYPE = LINEAR
HOME = 0.000
MAX_VELOCITY = 1.2
MAX_ACCELERATION = 30.0
STEPGEN_MAXACCEL = 37.5
BACKLASH = 0.000
SCALE = 115.7490496
OUTPUT_SCALE = 1.000
MIN_LIMIT = 0.1
MAX_LIMIT = -5.75
FERROR = 91.00
MIN_FERROR = 91.00
HOME_OFFSET = 0.5
HOME_SEARCH_VEL = -1.0
HOME_LATCH_VEL = 1.0
HOME_USE_INDEX = NO
HOME_IGNORE_LIMITS = YES
HOME_SEQUENCE = 0

I knew it was something really simple!! Thanks John, it's working as expected now. Now, to go post about the other issue! -James